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    Validating debt with collection agency white girl indian guy dating

    They are violating the FDCPA if they are claiming you are being sued when, in fact, you are not.

    Use this letter when collectors call demanding money for a debt that may not be yours, that you honestly cannot remember, or that you believe is the wrong amount.

    If they call you gain after that, they will be violating the FDCPA.

    Do not worry about getting served with a lawsuit unless or until it actually happens.

    Furthermore, I formally dispute the validity of this debt.

    Please provide me with documentation that supports why you believe this debt belongs to me, and why you believe I owe this amount.

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